Tuesday, October 17, 2023

Scientific Facts, Scientific Assumptions, and Falsehoods: We Sometimes Confuse Them


Many (most?) of us at least occasionally confuse scientific facts with scientific assumptions and/or scientific falsehoods.

Even reading something in a science textbook, such as the textbooks pictured below, doesn't make something a scientific fact.

                                       

To help make the distinction between them clear, in the next section I provide one example of each of the three, regarding the planet Earth. 

One Example of Each 

Scientific Fact: The Earth is a globe that revolves around the sun. Observations by astronomers, astronauts, satellites, etc., offer corroboration for this. It’s an accepted fact. However, to complicate things, even facts are subject to debate. The Flat Earth Society[1] offers some evidence to dispute the Earth being a globe on its website.

Scientific Assumption: The Earth is billions of years old. You can call this a hypothesis, or even a theory, that is well supported by available evidence. However, there is inadequate proof at the present time to call it a fact. Quality human records only go back centuries, or at best thousands of years. Any theory about time before then is based on assumptions about constants, constant changes, etc. And I’m ignoring the possibility of time travel to keep it simple. A key method used to date the Earth at over 4 billion years old is radiometric dating of rocks based on those assumptions of constant changes, as reported by articles on LiveScience,[2] Space,[3] and other places. What if those constants aren’t really constant over billions of years? 

Scientific Falsehood: The Earth is currently the hottest it’s ever been. Reputable scientists all consider that totally false, despite what you may read in news reports. Scientists actually believe the opposite. The scientific assumption is that the Earth was at its hottest in its early days, molten, as reported on Climate[4] and numerous other website articles. Scientists feel that the Earth has generally been cooling ever since, though there have been ups and downs. Furthermore, our planet is expected to continue to cool in the upcoming millions and billions of years, assuming the planet continues to exist. A 2022 WeatherChannel website[5] article even states that “Earth’s interior is cooling faster than expected.”

One More Example of Each

I hope the above three illustrations help make the distinction between scientific facts, assumptions, and falsehoods clearer. I’ll provide one more example of each, regarding the Earth’s temperature.

Scientific Fact: The Earth has generally been warming since the Industrial Revolution in the late 1800s. Scientists have fairly accurate records of many temperatures on Earth for the last century or two. They show a fairly consistent warming trend since the late 1800s with a few exceptions such as a cooling period in the 1970s. A NASA[6] article states that “Air temperatures on Earth have been rising since the Industrial Revolution.

Scientific Assumption: The Earth’s warming in the last century or two is due to human activities such as the Industrial Revolution. The NASA[6] article cited earlier notes that “the preponderance of evidence indicates that human activities . . . are mostly responsible.” Yes, there’s strong evidence to support human causation. But it’s impossible to totally account for all other factors to make it certain that humanity’s Industrial Revolution is the cause. Other factors could be contributing in ways we don’t know about yet.

Scientific Falsehood: If we don’t make changes, the Earth will continue growing hotter and hotter. As mentioned earlier, there’s an expected general cooling trend in geologic terms of millions of years.

What Will Happen to Earth's Temperatures in Coming Decades and Centuries?

The short answer is that humans don't know. But the heating of the Earth may not continue in the shorter term of decades and centuries. Effects on rainfall, plant growth, etc., of the current increases in temperature projected over the future are subjective. A 2016 NASA[7] article noted that “for now” global warming is benefitting plant growth. 

That NASA article referenced a "study published in the journal Nature Climate Change." The Nature Climate Change journal[8] article states that the study found that "during 1982-2009" that greening increased ". . . .over 25% to 50% of the global vegetated area, whereas less than 4% of the globe shows decreasing. . . ."

Scientists don’t know yet what all the long-term effects will be.

One factor that may impact things is that humans will likely greatly reduce using fossil fuels either voluntarily or due to declining supply over the next century.

One Natural Occurrence That Greatly Affected Climate

Remember that unexpected things like earthquakes, volcano eruptions, etc., can impact our environment in ways that surprise scientists. For example, a volcanic eruption in the early 1800s led to such massive volcanic debris worldwide that 1816 became known as the year without a summer in some areas, with extremely cold temperatures.

One of the numerous articles about this volcanic eruption is on the United States National Park Service website.[9] That article states “the eruption of Mount Tambora in Indonesia in 1815 triggered a change in the global climate.” The article goes on to state, “The cloud blocked sunlight from reaching the earth and changed the global climate by 2-7 degrees Fahrenheit." The article also states, "in 1816, summer never came to the New England states."

Let’s Seek to Be Critical Readers, Listeners, and Viewers

I remember decades ago being urged to use plastic bags instead of paper ones to save trees. I sought to do so. Then I was urged to use recyclable ones instead of plastic to reduce oil consumption and plastic waste in the ocean. Then during COVID-19 some urged us to avoid using reusable bags to help reduce the spread of disease.

Changes often lead to unforeseen consequences. Solar energy is touted as clean energy. I'm glad its use is increasing. But many minerals must be mined from the ground to produce solar panels. High winds and storms can damage solar panels. Furthermore, large scale conversion of the sun’s energy to electricity via solar power may lead to unforeseen consequences we lack knowledge of yet.

Let’s seek to be critical readers who don’t always accept the latest fad or “scientific fact” as fact without seeking to think for ourselves logically.

However, while I lack knowledge about the future of global warming or of ocean levels, I wouldn’t want to move to a low-lying island in the ocean.

I'm not a scientist, and even scientists can't accurately predict the future. But it does appear that sea levels are rising due to melting glaciers and increasing temperatures and likely will continue to for some years at least. How many years? Only God knows?

NOTE: This article was last revised October 18, 2023.


[1] The Flat Earth Society website; webpage accessed October 17, 2023; https://theflatearthsociety.org/home/index.php/about-the-society/faq

[2] Freedman, Ethan; “How do we know how old Earth is?”; LiveScience.com; April 15, 2023; webpage accessed October 17, 2023; https://www.livescience.com/planet-earth/how-do-we-know-how-old-earth-is

[3] Tillman, Nola Taylor; “How old is Earth?”; Space.com; August 20, 2021; webpage accessed October 17, 2023; https://www.space.com/24854-how-old-is-earth.html

[4] Scott, Michon and Lindsey, Rebecca; “What’s the hottest Earth’s ever been?”; Climate.gov; June 18, 2020, but first published in August 2014; webpage viewed October 17, 2023; https://www.climate.gov/news-features/climate-qa/whats-hottest-earths-ever-been#:~:text=Because%20no%20rocks%20on%20Earth,Kelvin%20(3%2C680%C2%B0F).

 [5] Dixit, Mrigakshi; “Earth’s Interior Is Cooling Faster Than Previously Estimated! Here’s Why It Matters”; TWC India; January 19, 2022; Weather.com; webpage accessed October 17, 2023; https://weather.com/en-IN/india/science/news/2022-01-19-earth-interior-is-cooling-faster-than-previously-estimated

[6] “World of Change: Global Temperatures”; NASA.gov; webpage accessed October 17, 2023; https://earthobservatory.nasa.gov/world-of-change/global-temperatures

[7] Reiny, Samson; “CO2 is making Earth greener—for now”; NASA; April 26, 2016; webpage accessed October 17, 2023 and again October 18, 2023; https://climate.nasa.gov/news/2436/co2-is-making-earth-greenerfor-now/#:~:text=Studies%20have%20shown%20that%20increased,chief%20culprit%20of%20climate%20change

[8] Zhu, Z., Piao, S., Myneni, R. et al.; "Greening of the Earth and its drivers"; Nature Climate Change, 6, 791-795 (2016); April 25, 2016; webpage accessed October 18, 2023; https://www.nature.com/articles/nclimate3004#citeas

[9] “1816 – The Year Without Summer”; National Park Service website; last updated April 4th, 2023; webpage accessed October 17, 2023; https://www.nps.gov/articles/000/1816-the-year-without-summer.htm#:~:text=1816%2C%20also%20known%20as%20the,change%20in%20the%20global%20climate.

 

Tuesday, April 25, 2023

What Is a Christian?



As I see it, a true Christian is one who puts obeying the highest righteous authority, God, first, regardless of what the Democratic Party, Republican Party, Masonic lodge, church pastors, or any other human organization or person supports.

It means putting God above the government. It means putting God above family. And yes, it means putting God above oneself.

And it means loving others, even one's enemies if one has any.

Is anyone really a true Christian? Perhaps not. But the closer each of us comes to being a true Christian, seeking to practice true Christianity, the better off things will be, as I see it.

I discuss my concept of authentic Christianity in my book, True Christianity: It May Not Be What You Think, third edition. Below is a photo of the front cover of that book.

Closing Thoughts

Readers interested in learning various details about Christianity and its history can do so by reading  numerous articles online, including the article "Christianity"on Britannica.com.

If someone put a gun to my head, asked me if I was a Christian and said that they would kill me if I was, I like to think that I'd reply something like "I try hard to do what is right, to be a follower of the best teachings, but I fall short of being a true follower of the book, a true Christian. What do you think I should do to do better?"

But I think one never really knows how one will behave in a particular situation until one faces it. In reality, I might panic and deny being a Christian three times, just as Peter is recorded in the Bible as three times denying knowing Jesus.

Finally, as I state near the end of my book, true Christianity may not be what I think it is either. I don't claim perfect insight into God or Christianity. God deserves the credit to the extent I succeed, and I am responsible for my failings. All any of us can do is seek to do our best and to trust God for the rest.

NOTE:
This article was last revised and updated on April 25, 2023, from a Google Blogger article originally published in 2015.

Wednesday, March 15, 2023

How Safe Are FDIC-Insured Bank Deposits?

How safe are bank deposits insured by the FDIC? The answer is open to debate.

Furthermore, I'm not an expert on it. But I believe that FDIC-insured deposits are safe under almost all circumstances.

Some Reasons FDIC-Insured Deposits Are Reasonably Safe

Some basics about how the U.S. banking system operates are discussed on FDIC webpages, including information about the FDIC insuring individual deposits up to $250,000 in member banks.

While the money directly available immediately to the FDIC to pay depositors isn't enough to cover all potential losses if every FDIC-insured bank failed at once, such a catastrophe is unlikely.

Furthermore, if large-scale bank closings happened, more money could be appropriated by Congress.

But perhaps much more important is that in most scenarios, when a bank with FDIC-protected deposits fails and the government takes over that bank, the bank still has significant assets of various types, even though those assets may be exceeded by liabilities.

Even a failed bank would typically hold some government bonds, some loans that are still being paid on by borrowers, etc. The revenue from these would be expected to be sufficient to pay the $250,000 per depositor.    

Therefore, if a bank fails and the government takes it over, the bank likely has some value. The government may sell the bank to another bank to keep it open.

Even if the bank doesn't reopen, the government likely can sell the bank's remaining assets for enough to pay the up to $250,000 for one account to each depositor that is guaranteed by FDIC insurance.

Indeed, there might be enough revenue from selling bank assets to repay all or the majority of the bank depositors' money that is over $250,000.

In bank failures with FDIC-insured deposits, the small depositors are not likely to suffer losses.

However, larger depositors may lose money. Furthermore, the bank(s)' owners, its stockholders, would almost certainly lose money, maybe all their investment.

The Federal Reserve System

Local banks are served by the Federal Reserve Banks similar to the way local banks serve individuals and businesses. A Federal Reserve Bank of St. Louis article discusses the Federal Reserve Bank system.

Among other things, these Federal Reserve Banks serve to help out local banks when needed in various ways.

Below is a June 20, 2022, photo of an identifying plaque on the Federal Reserve Bank of Chicago building.


These Federal Reserve Banks can provide loans to retail banks to help with liquidity, etc., subject to government regulations. 

Closing Thoughts

It's good to diversify one's assets. Keep some money in cash, some in banks, and some in other forms if reasonably possible.

But depositing up to $250,000 per individual in an account in an FDIC-insured bank is likely one of the safest ways to invest U.S. currency. And most of us, including me, have far less than $250,000 in banks.

However, this article just expresses my opinions. Please don't blame me if my views turn out to be wrong.

Seek information from various sources and seek to make the best decision you can for your own particular situation.

I'm a firm believer that if we seek to put the highest righteous power, God, first that things will work out well.

NOTE:

This article was last revised on March 28, 2023.